Wednesday, August 26, 2009
Now, THIS is what I call crazy.
I have a job. I have a good, possibly even great job. The only problem with my job is that there is no insurance. Realtors, being independent contractors, are unable to have group insurance, and there are not enough non-sales employees to warrant us having a group policy. Thus, the only medical insurance I have is a little supplemental policy from Aflac, because I have been dealing with my health from the “It’ll never happen to me” standpoint.
Recently, I rethought that attitude when my buddy Rhonda, the smartest woman in America, told me I could totally have a regular major medical policy for as much as I was paying for my craptastic supplemental policy. So I called up to my local insurance guru, who put me in touch with the agent who handles medical insurance for her office. This is where my trouble began.
As I know absolutely nothing about the insurance world, I had no idea what to ask about my coverage needs. The main two questions I had were whether maternity insurance was included (in case of an Act of God) and if my psychiatry appointments would be covered.
Here is your lesson for the day: Honesty is NOT always the best policy.
As soon as I said the word “psychiatry,” the red flags went up. The agent (Who, I might add, was nothing but helpful and I would highly recommend using her to anyone local who may read this post.)said that psychiatric appointments were generally not covered by individual policies, and if she were to find a carrier, my premiums would increase by 20% to 70%.
Twenty to Seventy percent.
TWENTY to SEVENTY percent.
So I told her to forget the mental health coverage and just run the numbers with “normal” coverage., but she was required to enter my specific diagnosis as a pre-existing condition.
Although my doctor says I have a “mild mood disorder,” there is no official diagnosis for that. My official chart reads “296.60, Bipolar I, D/O mixed unspecified.” Bipolar disorder is one of the mental health diagnosis with the “uh-oh” connotation. If somebody says they have anxiety issues, people think, “Eat a Xanax, you’ll be fine!” If you admit to having bipolar disorder, they look at you like you should be in a ward somewhere, or at the very least on heavy, heavy medication.
I am not remotely embarrassed by or ashamed of my diagnosis. I am thankful and happy that I have a very “light case” (for lack of a better term) of the disorder that can be handled with one tiny pill daily. There are horror stories about people who truly, truly suffer with Bipolar Disorder every day. One of the reasons it is so hard to get medical coverage with the disorder is the instability of many patients and the likelihood that they will harm themselves, costing the insurance company money. I am lucky in many, many ways.
However, my luck apparently ran out at the insurance counter. The agent tried to find a carrier who would accept me, and had no luck. The entire insurance community has given me the Heisman.
Let’s think about what this means:
Unless I choose to leave my very good job in this unstable economy and take a chance that I can find an employer offering group insurance, which does not have the same restrictions, I will have to pay out of pocket for any medical care I receive. Pap smears, regular visits to a GP if I get a cold, eye doctors, anything. A major procedure would, quite literally, bankrupt me. Bankrupt.
I am a college-educated, tax-paying, productive member of society with steady employment who has no insurance. Do you know who can receive medical care, including mental health benefits? People enrolled in the Medicare program. Here is a link to the government pamphlet explaining your mental health care benefits under Medicare: http://www.medicare.gov/publications/pubs/pdf/mental.pdf
Ideally, I would like for my insurance carrier to cover my once-every-three-months shrink appointment, but I could handle (because I am employed, remember?) shelling out for those visits, if I could pay a co-pay for things like the OB-GYN and the regular general physician. But I cannot even do that. All I have been thinking about lately is a long string of what if’s.
What if I got pregnant?
What if I broke my leg?
What if I were in a car accident?
What would I do?
How would I pay for it?
How would I pay for the rest of my bills?
Maybe I should quit my job…..
Friday, August 7, 2009
I had that Weekly Reader too, you know!
Um. So. It turns out that I was just rationalizing to take the focus from the fact that I am cheap.
This Kindle thing is fabulous. El fabuloso. Most definitely the best gift I have ever, ever received, with the possible exception of the year Santa brought a puppy.
The first three books I bought for the kindle were:
1. Breaking Dawn by Stephanie Meyer (Yeah, yeah.)
2. Shelf Discovery by Lizzie Skurnick
3. Best Friends Forever by Jennifer Weiner
First off, mad props to Lizzie Skurnick. Skurnick has a column on jezebel.com called “Fine Lines” in which she re-reads old Young Adult books, and reviews them based on her adult perspective combined with her reminiscences of her teen reading. Why do I not have ideas like this????? Do you realize how many books which are, as I type, residing in a closet somewhere in my parents’ house were reviewed in this collection of essays? Are You There God? It’s Me, Margaret and Island of the Blue Dolphins and The Westing Game and even Flowers in the Attic. Freaking Flowers in the Attic! I can see me right now in the seventh grade, carrying a turquoise Liz Claiborne pocketbook within which was one of the (many, many) V.C. Andrews books and a tester for Polo Sport Cologne. I don’t know which the more confusing fad was: (a) compulsory reading of terrible, poorly written, often incestuous teen literature or (b) requiring that one’s purse smelled like men’s fragrance. Did we think we were growing boyfriends in our Liz Claiborne’s?
Second off, I’m struggling with Best Friends Forever. I love Jennifer Weiner. Love her long time. I bumped into a copy of her first book, Good in Bed, years ago and have been in love ever since. But I am not in love with this book. I started reading Weiner because she writes novels generally starring big girls, which is more of a rarity than you would realize. Carrie Bradshaw and Sookie Stackhouse don’t exactly shop at Lane Bryant, you know. But I stayed because she writes books that I would enjoy reading even if they did not have the weight angle. The plots are strong. The characters feel real, and flawed, and a lot of the time they remind me of people I know, if only we were a little smarter and had more snappy dialogue. Plus I am a big fan of Jennifer Weiner’s voice when she just writes as herself. There’s a link to her blog – A Moment of Jen – over there on the right. She also writes guest posts for various sites like the Huffington Post, and she actually wrote the essay on Judy Blume’s Blubber for Skurnik’s Shelf Discovery.
So what is it about this book?
I just can’t quite figure it out. I’m almost done with it and I am hoping for a last minute pass. I think it’s partly because the heroine reminds me a bit too much of myself in certain ways. Or me in a younger, less self-assured time, perhaps. I think it might be because I just cannot justify any investment in Valerie, the “frenemy". I find myself talking to the Kindle, saying “LADY, your friend there is obviously in need of heavy psychiatric medication and quite possibly some electroshock therapy as well” but thus far it is not working. Maybe I will give you a more detailed analysis when I finish. Like I said, I have high hopes for the end.
Maybe I should make that a regular feature, like Jamiereadit Day on Jamiedidit. A-ha! Coming next month…..September Book Club selection Same Kind of Different as Me.
Although, now that I think about it, V.C. Andrews might need a re-reading.
Friday, July 31, 2009
Things Will Be Great When You're DOWNTOWN!
Did you know Goldie Hawn won a Best Supporting Actress award in 1969 for her role in Cactus Flower? From Laugh-In straight to the Oscars in one fell swoop. Now that is what I call a good career trajectory. And she gets Kurt Russell out of the bargain, and any man who voiced the lead character in a major Disney film (The Fox & the Hound’s Copper) would win my heart, too. Anyway, Kurt and Goldie have been together since 1983, so they have a good twenty-six years on the Todd and I. Let’s not look too far ahead, though, because it makes me nervous.
Last weekend, the Todd was home for the first time in three weeks and we decided to celebrate our anniversary a bit early. This was a serious, serious decision. We are, perhaps not “foodies” because that carries sort of a food snob connotation, but most definitely food lovers. You would not think our tiny little town would have much of a choice between restaurants, but you would be mistaken. Our Main Street area has five great, great little places to eat. Ou’ La La, where I recently hosted the baby shower for Nicole and Amelia, is a sweet little coffee shop with a killer dinner menu as well – often featuring the fabulous Tessa playing with Main Street Trio. C’Sons is a brand new place across from Ou’ La La. It’s all new and sparkly and the menu changes every day. And they have this fun covered porch balcony thing that makes me feel very L.A. Then, of course, our friend Tulla has not one…not two…but three restaurants, all with different specialties, all within walking distance from each other. Tulla’s Bayou Bar & Grill is (obviously) all about spicy Louisiana food. Venucci, Pete’s favorite, is all Italian, from the Chianti to the Cannoli. Finally, The Basil Leaf, the flagship restaurant, is billed as Upscale Contemporary. I mean, really, how does one choose?
I will tell you how one chooses. One goes to the Basil Leaf on Tuesday with the fabulous Brennan Sisters to make sure your allotment of Fried Green Tomatoes with goat cheese and white wine sauce (Mmm!) is met for the week and then you try out the new place, C’Sons. (Get it? SEASONS. Ha ha!)
Y’all. You just don’t know. We both wanted to get really dressed up, but his idea of dressed up and my idea of dressed up varies a bit. Example: at Chuck the Girl’s wedding, I had to be onsite early, as I was giving a reading. So after the wedding, all the guys took off their jackets because the reception was outside. The Todd kept wearing his…buttoned…way longer than he normally would have worn it. I knew something was wrong.
“Why don’t you take your jacket off?”
-- “I don’t want to take my jacket off.”
“Why don’t you want to take your jacket off?”
-- “I just don’t want to take my jacket off.”
“Dude, it’s hot. The guys are all playing football (Note: That’s right, we played football. It was the greatest wedding ever.) and you’re sitting here all sweating.
-- “I can’t take my jacket off.”
“What are you talking about?”
-- “I sort of left my dress belt in Atlanta.”
“What do you mean you…..Oh. My. Word.”

Ladies and Gentlemen, nothing says dressed up like a belt emblazoned with the Grateful Dead bears.
It was fabulous. After dinner we walked around downtown on a useless hunt for Tiramisu. Venucci makes a killer Tiramisu, but it was sadly not on the menu that night. So we settled for a stroll around the square and an ice cream cone. There was supposed to be a post-dinner showing of Harry Potter and the Half Blood Prince, but we were just too full to watch it! We postponed Harry until Sunday and, now that I have seen it twice, I have some serious bones to pick with that screenwriter. But I will wait on that, for the moment.
All in all, it was a lovely evening, and has been a lovely seven years. And will, I hope, continue to be just as lovely, because I can think of several more restaurants that need to host our anniversary dinners.
Monday, July 27, 2009
Don't hate on the octopus.
I can tell you that the magical pregdar ability faded when I stopped babysitting on a regular basis. And I used to miss having that particular superpower. It would have been useful (and possibly even profitable) in college. Like, maybe, right after Spring Break. I could have been the Oracle of LaGrange College.
Now, however, I am only too happy to be free from the pregdar. If I still had my pregdar, that sucker would be continuously beeping. Think of a cell phone that is just before losing all battery power. You know that little “boop boop boop” that sounds every five minutes or so? That is what my life would be like with pregdar.
Everybody I know is pregnant. People had warned me. They all said as soon as the bridal showers stopped…the baby showers would begin. And they were right. In fact, I just gave my first baby shower as a hostess, for my friend Nicole and her soon-to-be-here daughter Amelia. Paisley and I hosted and it was tres chic, if I do say so myself. I even made a diaper wreath.
But that’s only the tip of the ol’ iceberg. Pregnancy is running rampant throughout my group of friends. Scads of them. Three in my book club alone! (I hear Dave Matthews singing “Don’t Drink the Water” somewhere.) In fact, just a few minutes ago I got an email from another friend who is newly pregnant and due in February, but I am not going to tell you who Mystery Preggers is. I hate it when people ruin a surprise like that, don’t you?
And I am so happy for all these friends and so excited to meet all these new little people! And of course, this means I get to discuss baby names – glorious, glorious baby names!
But, secretly…well, secretly until I decided to put it in a blog…I am a little sad. Not so much sad as raging, out-of-control, green-eyed jealous. I have become the main character in a bad Lifetime movie. The one who looks longingly at large amounts of white eyelet and gingham. Who seriously considers buying a fabulously tacky octopus dress because maybe someday……you know?
I mean how cute is this? How fun would this be? My kid would be the anti-Lilly!

I was recently pleased to find that this crazy biological clock thing is not just happening to me. A friend summed it up like this, “There used to be a time when once a month I would think, ‘Whew!’, and now I find myself thinking, ‘Damn!’” I think there is a lot of truth in that. The funny thing is that we really aren’t “allowed” to think it. For example, my friend chose to remain anonymous because she did not want her boyfriend to see her name attached to the above statement. I don’t have to worry about that, because the Todd is just about as computer literate as Fred Flintstone. I love the man, but if he could make it work he would still use a rotary telephone. He doesn’t even have an email address. (Hi, honey!)
For some reason, my friend and I and women like us – even as women in our early thirties - are not supposed to think about or talk about having children while we remain unmarried. And that extends to our respective boyfriends. The Todd and I talk about having children in the abstract….like, “Hey, honey, does the name Jemima make you think of pancake syrup?” or “Hey, Babe, if we ever have a son, will you swear you will never make him wear one of those girly looking rompers?” (Answers: No and….perhaps.) But if I went home and said, “Honey, I think it’s time we bought an ovulation kit.” the Todd would turn 17 shades of green and probably have to lie down. And that’s not even a tiny little piece of what the folks would do. They would totally forget that I am nearing middle age with a quickness. They would act as though I had been found in the back seat of a car on prom night.
In reality, I know that this is not the time for us to have a baby. Not until the Todd can keep it to, maybe, five shades of green. We’re just not ready for it practically or financially. So, Mom, when you read this, I promise I am not pregnant or planning to be so anytime soon. But that doesn’t mean I don’t long for it sometimes.
So, now I am back to trying to stifle the baby jealousy. And I think I do a pretty good job, usually. I haven’t been caught in the nursery section of Walmart in at least six weeks. And I am happy for all my pregnant friends – absolutely, incandescently, radiantly ecstatic for them. But there is always that little piece of me that really, really wants to buy tacky octopus dresses off Etsy.
Friday, June 19, 2009
He wears a lot of hats.

Later, I am sure on several occasions he thought about taking me back OUT of this world, and then thought, “Oh yeah. I am the man posing with a Budweiser in my swim trunks. Must be dominant genes.”
He has not sobered with age.

When I was little, I thought he was the coolest man ever, and I will tell you why. My Uncle Jack, husband of the great and ornery Aunt Marian, owned a concrete yard, which el Padre managed. After Uncle Jack’s death in 1981, Dad sort of inherited his office, which included a wet bar, a speakerphone under the desk, a dumbwaiter to send memos back and forth from the main office below, and his chair could swivel around from the desk and look out the window.
My dad was J.R. Ewing. Just not as skinny and he never hung out with Barbara Eden.
So down from the main office, there was a little building we called the “yard office,” on top of which was a giant cooler. During the fall, one could ride up on a forklift, open the giant cooler, and choose which big honking deer to take down and have processed. Which I supposed is perhaps a little weird, but very cool to a kindergartener. At least this one.
My dad was Pa Ingalls. Except with modern day things like refrigeration.
But here’s my favorite story. One day Dad says he wants to take me to a movie, which I thought was kind of odd, because movies were usually something the five of us did together, or else something we did with Mom and one or another of our buddies. Plus, we had to go to Atlanta, which I totally did not understand. We have a perfectly good theatre here, who wants to ride an hour to see a movie? And I had to dress up.
So the next day, I went to work with Dad, and after his day finished we get in the car and head to Atlanta, where we went to the Varsity and Dad told old stories about his high school days in Atlanta and old car-hops like the illustrious Flossie Mae. I started to feel pretty important.
Then we go downtown, and the magic began. I had no idea what the Fox Theatre was! There was a 50th Anniversary release of Gone With the Wind, a movie with which I had fallen in love. (I recently rewatched it and it had lost a great deal of its former luster, which makes me kind of sad yet very progressive.) But the movie paled in comparison to the Fox Theatre.
I had never seen anything like it. It was beautiful. Even the bathrooms were beautiful. Each room we passed through was even more opulent than the last. And the ceiling….oh, that ceiling. I couldn’t even pay half attention to the movie because I had to keep an eye on the clouds passing overhead! Were those REAL clouds? Wasn’t there a roof? It looked like there was a roof from the outside, but how do they have real stars twinkling on the ceiling?
Oh, I was mesmerized. Even Scarlett and her trials and tribulations and lyin; stealin’ cheatin’ and killin’ could not compete with that theatre.
So, in addition to being J.R. Ewing and Pa Ingalls, my Dad was also Gerald O’Hara.
But he really didn’t have to be any of those people, because he’s my Dad.
Tuesday, June 16, 2009
Is Proustian like Faustian? I hope not.
Each month, Vanity Fair uses the following questionnaire for their back page. Lest you think I am fashionable enough to read Vanity Fair, I stumbled onto this in a random series of events that began with John Cusack. Here is what Vanity Fair says:
The Proust Questionnaire has its origins in a parlor game popularized (though not devised) by Marcel Proust, the French essayist and novelist, who believed that, in answering these questions, an individual reveals his or her true nature. Here is the basic Proust Questionnaire.
Have I explained well enough that I did not write this? Vanity Fair wrote this? Good.
1. What is your idea of perfect happiness? I’m not quite sure. Pete, Disney World, a big fat novel and fried dill pickles would play a part in it, though.
2. What is your greatest fear? My credit score.
3. What is the trait you most deplore in yourself? Also my credit score. And my total lack of willpower.
4. What is the trait you most deplore in others? Self-Importance. Not confidence, but diva-like behavior.
5. Which living person do you most admire? Is it bad that I can’t think of one? All the people popping into my head are dead. I need a new hero.
6. What is your greatest extravagance? Books. Not in monetary cost, but in time spent indulging my addiction.
7. What is your current state of mind? New York. What? You don’t like Billy Joel?
8. What do you consider the most overrated virtue? An overabundance of virtue. You have to be a little bad to appreciate being – well- virtuous.
9. On what occasion do you lie? Okay. Sometimes, but not often, I use The Todd’s well-known aversion to parties to get out of ones I don’t want to attend.
10. What do you most dislike about your appearance? Baby Sister and I have both inherited Aunt Marian’s unfortunate linebacker ribcage.
11. Which living person do you most despise? Oddly, unlike #5, I had an immediate answer…which I won’t share.
12. What is the quality you most like in a man? Staying away from the obvious….a really great vocabulary. Beat me at Scrabble and I am yours forever. The Todd reads faster than me and I find it WAY hot.
13. What is the quality you most like in a woman? A love for overanalyzation and a hint of sarcasm.
14. Which words or phrases do you most overuse? Either “Rock my face off” or “waste of flesh” depending on my mood.
15. What or who is the greatest love of your life? You would think The Todd, but you would be wrong. It’s the Incredible Hulk. First love never dies.
16. When and where were you happiest? Over this past weekend the girls and I went to Callaway Gardens to the beach. It wasn’t too hot and there were geese roaming the crowd. That was pretty stellar in itself.
17. Which talent would you most like to have? So. My friend Tessa learned how to play the cello while we were all taking piano. Tessa won much of her college tuition playing the cello. Tessa makes bank playing for weddings and symphonies. Tessa has recorded at a renowned studio, randomly sat-in with bands in Atlanta, and plays with some local bands regularly. And she loves it. Who’s teaching my kids the cello? Tessa.
18. If you could change one thing about yourself, what would it be? Um, I would play the cello.
19. What do you consider your greatest achievement? I finished my untenably long quest for a diploma and started taking Zumba in the same year. What else do you require?
20. If you were to die and come back as a person or a thing, what would it be? A library book. But it would have to be a library, as opposed to a bookstore book.
21. Where would you most like to live? Hey, I have a brand spanking new diploma. I can live wherever the wind blows.
22. What is your most treasured possession? The Land of Cheese. (It’s a painting my folks had in their living room. It’s wonderfully hideous.)
23. What do you regard as the lowest depth of misery? The point where misery becomes the status quo and you don’t realize there are other states of mind.
24. What is your favorite occupation? The chick who swims with the dolphins at Sea World. That would rock. Also - a children’s librarian, for one that I would actually pursue.
25. What is your most marked characteristic? Overanalyzation.
26. What do you most value in your friends? Laundry Rooms. Just kidding.
27. Who are your favorite writers? Pat Conroy and Maud Hart Lovelace. And Audrey Niffenegger.
28. Who is your hero of fiction? As a child, Betsy Ray (The Betsy-Tacy Series – Lovelace). As an adult, Clare DeTamble (The Time Traveler’s Wife – Neffenegger – and I highly, HIGHLY encourage you to read it.)
29. Which historical figure do you most identify with? Madeleine.
30. Who are your heroes in real life? Little old people at the grocery store that still hold hands and Mr. Calvin, my boss’ father.
31. What are your favorite names? How long do you have? Have we covered my love for Jemima?
32. What is it that you most dislike? Peanut Butter and granddaddy-longlegs.
33. What is your greatest regret? The amount of money I have wasted on overdraft fees in my lifetime.
34. How would you like to die? In my sleep, after having a great supper, finishing a good book, then kissing my man goodnight.
35. What is your motto? Above all, love each other deeply, because love covers over a multitude of sins. (I Peter 4:8) Also – “What goes around comes around” because my mama said so.
Monday, June 8, 2009
Three Stories, One Post.
Remember me? I know….I’ve been a slacker. But it’s not without good reason. I have become (drumroll) a college graduate, after a long 12-year trek to a degree. Yes, slack, thy name is Jamie. What can I say? I just like to work, not school.
People have been congratulating me about the whole graduation thing, which really sort of makes me uncomfortable. (Unless there is cash gift involved. Those are always welcome.) I took SO LONG to finally get in gear and finish school that I really just wanted it to be a non-event. Example? I had the school mail me my diploma so that I didn’t have to walk. So I was pretty relieved to run into a buddy downtown last week and have him just lay it on the line. He asked what I had been doing, I said graduating, and he said…
“Well, hell, you’ve been going since Vietnam!”
Why I don’t cut hair.
We have previously discussed my inability to fix hair. I have long, vaguely straight hair. It has three styles: down, ponytail, and bun-with-pencil. Today I have a barrette on either side a la Natalie from The Facts of Life and I thought I was branching out.
Why then, you ask, did I think I could groom my dog? Because (Bachelor’s Degree notwithstanding) I am a fool. As is my boyfriend. The Todd has started shaving his head because he is, in his words, “follically challenged.” So he’s been living vicariously through Trey, our three-legged mutt. On the side of Trey’s missing leg, he (obviously) can’t scratch himself, and he gets sort of dreaded. Not dreaded as in “fear of the Dread Pirate Roberts” but dreaded as in “Dreaded Reggae legend Bob Marley.” The Todd thinks the dreads are cute and refuses to let me cut them.
We live in GA. It’s hot. The dog has DREADLOCKS. He is miserable. So miserable, in fact, that I come home and find he has chewed off what I am told was the “best” dread. I had reached the limit. I went to the magical place that is Wally World and purchased an entire deluxe pet grooming kit. Heavy duty. Some sort of carbon steel. And a DVD to show me how all this was going to go down.
If you ever find yourself in this type of predicament, let me advise you to do what I say, not what I do, and watch the DVD.
I thought I could just put a guard and the blade and go to town. Not such a good idea, it turns out. Trey is usually (except for the dreadlocks and missing leg) a silky, fluffy, pretty sort of dog. Now he looks like he has the mange. I wish I had a picture.
Blogger Etiquette.
So last week we had dinner for Angie’s “Dirty Thirty” birthday, and I got myself into a pickle. I never think I am going to see the people who write the blogs I read. Even though I live in Mayberry, GA and everyone knows everyone else. Even though I stumbled onto this particular blog through the blog of a MUTUAL FRIEND.
I love photography blogs. LOVE them. Especially the more modern ideas on wedding and baby and family photography that are common today. Growing up, everyone I knew was pretty much just the Olin Mills and Church Directory photo type, so I love that all these little families now are getting professional photo shoots done. Maybe when Trey’s mangey look grows out, The Todd and I should think about some family pictures.
Anyhow, there’s this lady in town who has a photography blog. It’s called Linden Tree Photography and she’s really great and there’s a link to her site over on the right hand side of the page. So after the Dirty Thirty dinner, we were all standing outside and I saw the Linden Tree Photography lady and her husband walking towards us and I totally stopped her and was all, “I love your blog” and went on and on as if she was Thomas Edison inventing the lightbulb. Pretty sure I looked like a freak. But if I ever have a photo shoot to do, she’s my top pick. So, sorry, Linden Tree Lady, if I offended you.
Have you ever had someone stop you and mention your blog? Does it freak you out (or did it freak you out when you were first writing) when you realized that people you didn’t know or didn’t think would see it were reading it?
My boss called me not too long ago at the office and asked me the address of my blog. (He’s read it. Luckily, I don’t have a boss I have to censor for. Much.) So I gave it to him, and then asked why. He was giving it to a friend of his…..who happens to be the company’s lawyer. I still haven’t figured out if he was passing it to the lawyer for some enjoyable reading or making sure I wasn’t going to get the company in any trouble.
Oh well, if he says anything mean about it, I’ll offer to cut his dog’s hair.